Future Cash-Flow Analysis
Provisio starts with us working together with you to build up a comprehensive cash flow analysis model, one which takes into account your present and future income sources and expenditures. This model forms the basis of your financial plan and will be revisited regularly to ensure that your goals are being met. At the same time we will ask you to consider your future goals in terms of lifestyle to assess your likely income requirements.
The First Step
We begin with a discussion of your immediate, future, and legacy objectives. Purchase a second residence? Provide for the education of your children or grandchildren? Retire early? Pass a family business on to the next generation? Provisio’s financial advisors place a premium on understanding your goals and your needs.
Stage 2
The next step is to determine whether your wealth or income is consistent with your aspirations. What are your assets and liabilities? What is your business or employment situation? What timeline are you considering? Together we will create an accurate picture of your current and future income sources.
Sophisticated Analytical Tools
We then utilise the latest analytical software tools to produce a detailed model of your future cash-flow. This enable us to propose an investment strategy that helps you maximize your resources. We can also calculate any shortfall in your planning and advise you on a strategy to rectify this in the most tax efficient manner. And finally, the analysis can also be used to assess the impact of catastrophes on the family finances or to calculate the most appropriate quantum of gifts for IHT planning purposes.
