Our philosophy

Our service is built around the following principles which have always been an integral part of our financial planning process. We believe they bring a modern, professional approach to the accumulation, preservation and management of our clients’ wealth:

  • An unparalleled level of personal service and attention to detail.
  • Setting clear objectives established from an understanding of our clients' long-term goals.
  • A detailed understanding of risk and how it relates to investment returns.
  • A focus on strategic and tactical asset allocation and low cost portfolio construction.
  • The use of low cost passive investment funds rather than more expensive and in our view far less efficient “actively managed” funds.
  • A clear fee-based remuneration structure.
  • The consolidation of scattered investment holdings into one appropriate strategy.
  • The use of cutting edge technology that allows our clients to see where their money is invested and how it is performing at any time.

“Andrew and his team have worked hard to ensure that their business model supports a well-structured, focussed and committed investment proposition. I believe they have married financial planning with investment planning, reversing the trend of divorce for these two key components, and in the process significantly increased investors’ prospects for long-term success.” Steve Williams - Director Cormorant Capital Strategies